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What you should know before hiring a contractor |
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Written by cfrsaadmin
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Thursday, 12 March 2009 |
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In today's economy how do you
know that the "roofer" you choose is Professional, Licensed, Insured and
honest? With so many so called "contractors" it is up to you the consumer
to do you're homework on a contractor before you hire them. You should never take
the "contractors" word or written word to be true. You need to first verify
their license and you can do that by going this link: http://www.myfloridalicense.com/dbpr/
The Department of Business & Professional Regulation. Only State Certified
Roofing Contractors can Replace a roof or perform roof repairs. General
Contractors and Builders are only allowed to install a new roof on a new
residence or Building that has shingles or wood shingles. They cannot install
any type of Low-Sloped or Flat roofing systems or cannot replace a roof (reroof).
Some companies are not
State Certified but hold
a Residential Roofing License that was issued by a certain county and they can
only perform roofing replacement or repairs in the county in which they are
licensed!
Then you should check on their
insurance status by requesting a certificate for Worker's Compensation and
Liability Insurance. Do not take the certificate as being true. You need
to call the insurance company not the insurance agent to verify that the
insurance is in force and the premiums are paid. You can visit the Florida
Department of Financial Services http://www.myfloridacfo.com/
they regulate Worker's Compensation insurance.
Once you have verified they are
legitimate then you should check the Florida Roofing, Sheet Metal Contractors
Association (FRSA) www.floridaroof.com
and the local roofing association Central Florida Roofing & Sheet Metal
Association (CFRSA) www.cfrsa.org and see
if they are a member.
Once you are comfortable with the
contractor you should never give more than 10% as a down payment. If some asks
for more then they may not have the capital or credit to get the materials to
complete your job.
Once your job is complete you
should ask for a passed permit (county or city inspection) and most of all a final
release of lien from the contractor and the materials supplier who supplied the
materials for your roof. If the contractor does not pay the materials supplier
then the materials supplier will place a lien on your home and you will PAY
TWICE for the same materials!
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Last Updated ( Monday, 04 May 2009 )
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